Banking-Grade Infrastructure

One API Key.
Every Banking
Integration.

ereloor connects your application to the global banking stack — payments, account data, and identity verification — through a single authenticated API key. No bank partnerships to negotiate. No compliance overhead. Just clean, production-ready endpoints.

PaymentsAccount LinkingKYC / KYBACH & WireOpen Banking

Get Your API Key Read the Docs

SOC 2 Type II certified · TLS 1.3 encrypted · ISO 27001 aligned

ereloor — payment initiation

# Request

curl -X POST 

  'https://api.ereloor.io/v1/payments' 

  -H 'Authorization: Bearer erl_••••••••••••••••' 

  -H 'Content-Type: application/json' 

  -d '{

       "amount": 4250,

       "currency": "USD",

       "destination": "bban_9f3c2a",

       "memo": "Invoice #2941"

}'

# Response · 200 OK · 84ms

{

  "status": "initiated",

  "transaction_id": "txn_8b4e1d29fc",

  "amount": 4250,

  "currency": "USD",

  "settled_at": null,

  "network": "ACH_SAME_DAY",

  "latency_ms": 84

}

API v1.4REST · JSON · OpenAPI 3.1

Sandbox · US-East

▲99.99{093de7d3bdb76985f0baa1241b2fef4119ac5ebbda38f52eff78070fb7ccf983} uptime SLA⚡Sub-100ms p95 latency⟳Idempotent by default

99.99{093de7d3bdb76985f0baa1241b2fef4119ac5ebbda38f52eff78070fb7ccf983}Uptime SLA

150+Banking Connectors

<80msAverage Latency

SOC 2Type II Certified

Core Capabilities

Everything your financial product needs, in one surface.

Six battle-tested modules. One API key. Built to production specs from day one — not bolted on as an afterthought.

API Key Lifecycle Management

Issue, rotate, and revoke API keys with fine-grained scope control — all from a single unified dashboard. Enforce least-privilege access across every integration without disrupting live traffic.

Explore module

Bank Account Verification

Instantly verify account ownership, routing numbers, and balance eligibility across thousands of institutions before moving a single dollar. Reduce fraud exposure and failed payment rates at the source.

Explore module

Real-Time Payment Rails

Connect to RTP, FedNow, SEPA Instant, and SWIFT in a single API surface — no per-network integrations required. Settle funds in seconds with sub-100ms confirmation latency and 99.99{093de7d3bdb76985f0baa1241b2fef4119ac5ebbda38f52eff78070fb7ccf983} uptime SLAs.

Explore module

Transaction Enrichment

Transform raw transaction strings into structured, human-readable data: merchant name, category, logo, location, and MCC code — delivered in the same API response. Power smarter financial apps without third-party lookups.

Explore module

Webhook Event Streams

Subscribe to granular, typed events — payment.settled, auth.revoked, kyc.updated — delivered reliably with automatic retries and signed payloads for tamper detection. React to banking events the instant they happen.

Explore module

Sandbox & Testing Mode

Simulate edge cases, error states, and real bank behaviors in an isolated environment — no production credentials required. Ship with confidence using pre-built scenario scripts and deterministic mock responses.

Explore module

All modules are available under a single ereloor API subscription — no per-feature licensing.

View Pricing

Integration Flow

From API key to production
in three steps.

ereloor is designed to get developers live fast — without sacrificing the security controls that banking infrastructure demands.

API Key Setup

Create & Configure

Generate an API key in the ereloor dashboard within seconds. Assign granular permission scopes — read balances, initiate transfers, access statements — so every key carries only the access it needs.

Scope-based permissions • Key naming & tagging • Environment isolation (sandbox / production)

REST or SDK

Authenticate & Integrate

Pass your API key in the Authorization header or use our typed SDKs for Node, Python, and Go. Every request is verified at the gateway edge with sub-10 ms token validation.

Bearer token auth • SDK auto-retry logic • OpenAPI 3.1 spec included

Observability & Control

Go Live with Confidence

Ship to production backed by immutable audit logs, configurable rate-limit controls, and one-click instant key revocation. Monitor every call in real time from the dashboard.

Full audit trail • Per-key rate limits • Instant revocation • Webhook alerts

Request Flow Diagram

Your AppREST / SDK

Authenticated

ereloor GatewayAudit · Rate Limits · Revocation

Retail Bank

Core Banking

Payment Rail

200+ Connected Institutions

All traffic is TLS 1.3 encrypted end-to-end. ereloor never stores raw credentials.

Integrations

Connect to the Networks That Matter

ereloor bridges your product to the global financial stack — banks, payment rails, clearing networks, and open banking standards — through a single, unified API layer.

40+ banking and payment integrations — and growing every quarter.

See All Integrations →

We replaced three brittle bank integrations with a single ereloor API key. Setup took an afternoon.

Marcus Iyer

CTO & Co-founder, Vaultly

Verified Customer

Simple, Transparent Pricing

Start free. Scale with confidence.

Pick the plan that fits where you are today — upgrade or customize as you grow.

MonthlyAnnualSave 20{093de7d3bdb76985f0baa1241b2fef4119ac5ebbda38f52eff78070fb7ccf983}

Starter

$49/ mo

For indie developers and early-stage projects.

Up to 50,000 API calls / month

Get Started

Product

Developers

Company

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One API Key.Every BankingIntegration.

Everything your financial product needs, in one surface.

API Key Lifecycle Management

Bank Account Verification

Real-Time Payment Rails

Transaction Enrichment

Webhook Event Streams

Sandbox & Testing Mode

From API key to productionin three steps.

Create & Configure

Authenticate & Integrate

Go Live with Confidence

Connect to the Networks That Matter

Start free. Scale with confidence.

Product

Developers

Company

One API Key.
Every Banking
Integration.

From API key to production
in three steps.